Legal Disclaimer

General Information Disclaimer

The information provided on Zylarn's platform is for general informational and educational purposes only. While we strive to keep the content accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our platform.

Any reliance you place on such information is strictly at your own risk. We disclaim any liability for errors or omissions in this information or for any loss or damage arising from its display or use.

Educational Content Limitations

Our educational materials are designed to help users understand general budgeting principles and financial management concepts. However, individual financial situations vary significantly, and what works for one person may not be suitable for another. We strongly encourage users to consult with qualified financial professionals before making significant financial decisions.

The examples, case studies, and scenarios presented in our educational content are hypothetical and for illustrative purposes only. They do not guarantee similar results or outcomes for your specific financial situation.

No Professional Financial Advice

Zylarn and its team members are not licensed financial advisors, accountants, or investment professionals. The content provided on our platform does not constitute professional financial, investment, tax, or legal advice. We do not provide personalized recommendations regarding:

• Investment strategies or specific investment products
• Tax planning or tax preparation services
• Insurance coverage decisions
• Estate planning or legal matters
• Debt restructuring or bankruptcy proceedings
• Business financial planning or corporate finance decisions

For matters requiring professional expertise, we recommend consulting with appropriate licensed professionals who can provide advice tailored to your specific circumstances and jurisdiction.

Platform and Service Limitations

Zylarn's budget control platform is provided on an "as is" and "as available" basis without warranties of any kind. We do not guarantee that our platform will be uninterrupted, error-free, or completely secure. Technical issues, maintenance periods, or system updates may temporarily affect service availability.

While we implement reasonable security measures to protect user data, no digital platform can guarantee complete security. Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their accounts.

We reserve the right to modify, suspend, or discontinue any aspect of our platform or services at any time without prior notice. This may include changes to features, pricing, or terms of service.

Limitation of Liability

Under no circumstances shall Zylarn, its directors, employees, partners, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses resulting from budgeting decisions
• Lost profits or business opportunities
• Data loss or corruption
• Service interruptions or downtime
• Errors in calculations or financial projections
• Third-party actions or decisions based on our content

Third-Party Content and Links

Our platform may contain links to third-party websites, services, or resources that are not owned or controlled by Zylarn. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

The inclusion of any link does not imply endorsement by Zylarn of the linked site or service. Users access third-party content at their own risk and should review the applicable terms and privacy policies of those sites.

South African Legal Context

Zylarn operates within the South African legal framework and is subject to South African laws and regulations. Our services are primarily designed for users within South Africa, and the content may not be applicable or suitable for users in other jurisdictions.

This disclaimer shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from your use of our platform shall be subject to the exclusive jurisdiction of South African courts.

Updates and Modifications

We reserve the right to update, modify, or revise this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our platform. Your continued use of Zylarn's services after any modifications constitute acceptance of the updated terms.

We encourage users to review this disclaimer periodically to stay informed about our current terms and limitations. The most current version will always be available on our website.